SACCO & Cooperative Finance

Enterprise Savings and Credit Cooperative (SACCO) operations: member share capital, savings passbooks, term deposit simulators, 5-tier delinquency loan management, peer guarantors, and CBE/Telebirr batch reconciliation.

• SACCO operations platform overview EN

  Comprehensive core banking and financial management system for Ethiopian Savings and Credit Cooperatives (SACCOs).

• Member share capital, savings, and term deposits EN

  Mandatory monthly savings, voluntary demand deposits, term deposit stepper simulation, interest accrual, and maturity valuation.

• Loan underwriting, peer guarantors, and delinquency management EN

  Credit policies, savings multipliers, peer guarantor liability gates, 5-tier delinquency classification, and collections escalation queues.

• Batch clearing reconciliation and discrepancy resolution EN

  Member payroll deduction clearing, Commercial Bank of Ethiopia (CBE) bulk statement reconciliation, Telebirr payment matching, and discrepancy handling.